When purchasing an insurance policy, the timing surrounding an application is critical to get right. If you apply too late, you may get stuck paying a higher premium for limited coverage. But if you ...

There are so many types of insurance that it can be difficult to sort through which are vital to purchase and which may not be as urgent. Depending on the type of insurance and kind of coverage you ...

Health insurance helps to reduce medical costs, making health care more affordable and thus more accessible. Having health insurance also facilitates access to care, resulting in lower death rates and ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

I’ve found over my career that many financial advisors are uncomfortable talking about life insurance. In some cases, they have an irrational fear of the product. In fact, a Saybrus Partners study ...

Life insurance is a crucial aspect of financial planning that is often overlooked or postponed. Understanding its significance can make a profound difference in the financial stability and security of ...

Have you ever had a client say, “I will use my assets if a potential long-term care need arises” or “I don’t have a plan if my parents need care”? These statements should be recognized as a need for ...