Discover how all-risks insurance covers incidents not specifically excluded in policies, offering broader protection than named peril plans. Learn how it works and its exclusions.

Explore block policies offering all-risk coverage for goods in transit or storage. Learn about the types and benefits for safeguarding businesses against property damage.

When planning for the future, one significant mistake I see business owners make comes when addressing risk. More specifically, I see small business owners commonly fail to address risk fully in their ...

As insurance companies stop covering high-risk properties, or they leave markets altogether, more than 30 states now offer so-called "last resort" insurance. NPR's Scott Simon speaks to Doug Heller, ...

From determining risk and setting premium rates to determining claim payouts, and optimizing customer outreach, insurance is highly dependent on data. Anywhere there’s a lot of data, AI provides ...

Drivers with a history of accidents, speeding tickets or DUI convictions are charged some of the highest insurance rates of any demographic. For example, a single at-fault accident can spike your ...

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Self-insurance has become a captivating concept in today’s world, driven by the complexities and challenges of modern insurance policies. Although it presents an alternative, it’s not without its ...

Tracy J. Wholf is a senior coordinating producer of climate and environmental coverage for CBS News and Stations, based in New York. Home insurance premiums are intended to be cheaper than what it ...

When the Dali container ship slammed into the Francis Scott Key Bridge in Baltimore, initial thoughts turned to any loss of human life. But as we have moved farther away from the March incident, the ...

State Farm and Allstate are two of the most recognizable names in the insurance industry, so it only makes sense that prospective customers in the market for a new homeowners insurance policy would ...

In the past several years, homeowners across the state have been either burdened with extremely high insurance premiums or have struggled to find coverage at all. Wildfires have sent California’s ...