🔥 Phillip Rivers comes out of retirement at 44 and becomes the Colts’ starting QB — legendary competitor energy! 🏈 But while we’re cheering that story on, it also got me thinking… what if someone had to come out of retirement because of bad insurance coverage? 😬 As we head into a new year, take a minute to review your liability limits on your auto and home insurance. If coverage isn’t enough to pay a big claim, you could be held personally responsible — and that’s a financial loss no one want